Learn Insurance Basics

How Insurance Works
Learn how insurers pool many people’s premiums together to pay for healthcare, where premium dollars go, how claims are paid, and more.
Informed Insurance Shopping
There’s a lot to think about when you’re choosing health coverage. These tips may help guide you.
Understanding Health Care Costs
Find out what insurers are doing to balance cost and quality, and how you can keep your own medical costs down.

Helping you make informed decisions about your health

How do you find reliable health information supported by strong medical research? Start with the website we created in partnership with Consumer Reports® and Choosing Wisely®, an initiative of the ABIM Foundation. These easy-to-read articles will help you talk with your doctor about which treatments and tests are right for you.

Healthcare Reform Simplified

The Patient Protection and Affordable Care Act of 2010 will have a large impact on healthcare for everyone. We’ve provided a summary of what’s changed and what to expect in the coming years. You can also use our tools and calculators to learn more.

Frequently Asked Questions

Find answers to the most commonly asked questions related to Plans, HIPAA and more.